There are some Canadians that spend up to 100 percent of their net income any which way they see fit. They are unmarried adults without dependents. And while Christmas, Easter and Thanksgiving might be more lonely times for them, they get to live their lives with little-to-no accountability to a partner or a child. But what happens when they die, and there is no last will in place? To talk more about estate planning for singles is Stephen Mogdan. He is a partner at the law firm Stringam in Lethbridge, Alberta.